International Retail Services


Within BNP Paribas, International Retail Services (IRS) is a growth engine combining branch banking networks with financial services.  It is a spearhead of the Group's retail development in new territories.
IRS counts for about 71,000 employees in more than 60 countries and consists of 3 business lines:

• Branch Banking (in the United States: BankWest, and Emerging Markets),


• Personal Finance (Cetelem and UCB),


• and Equipment Solutions (Arval, Arius, Artegy and BNP Paribas Lease Group).

In Algeria: A customised service offering a range of flexible products.

Through the creation of its subsidiary BNP Paribas El Djazaïr in February 2002, BNP Paribas added an important new dimension to its presence in Algeria. This step represented the fulfilment of a long-standing ambition of the bank group as well as the realisation of a vital component in the group's long-term growth strategy. Today BNP Paribas is demonstrating its commitment to becoming a key partner in Algeria's economic development through the creation of an extensive branch network.

Supported by a group that is, and aims to remain, a major player in global banking and finance, BNP Paribas El Djazaïr provides you with access to a highly professional, experienced and responsible bank – one that remains close to its clients, and that seeks constantly to satisfy their requirements at the highest possible standard.

Whether a private or a business customer, you are offered a complete and innovative range of banking products and services at competitive terms and conditions.

Our Customer Advisors are at hand at all times, ready to listen to and assist you whenever you need them.